Jacksonville Uber and Lyft Accident Lawyers | Rideshare Accident Claims

Common Causes of Rideshare Accidents

According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), over 100,000 accidents involving rideshare vehicles were reported in Florida in the past five years, with 5,000 occurring annually in Jacksonville alone. These figures highlight the importance of legal representation for rideshare accident victims. (Source: FLHSMV Crash Facts)

Uber and Lyft accidents can occur for a variety of reasons, often involving negligence. Common causes include:

• Distracted Driving: Rideshare drivers frequently check their apps for new fares, which can lead to distractions.
• Speeding: Pressured to meet tight schedules, drivers may exceed speed limits, increasing the risk of accidents.
• Driver Fatigue: Long shifts and late-night driving can result in drowsy driving, a leading cause of accidents.
• Other Negligent Drivers: Accidents may also occur due to the actions of other motorists on the road.

The Jimenez Law Firm conducts detailed investigations to determine the exact cause of the accident and establish liability. For more detailed statistics on traffic incidents, visit the National Highway Traffic Safety Administration (NHTSA).

Common Causes of Uber and Lyft Accidents in Jacksonville

The chart illustrates the leading causes of rideshare accidents in Jacksonville, with distracted driving accounting for the largest percentage (40%), followed by speeding (25%), driver fatigue (15%), and reckless driving (10%). The remaining causes, such as poor road conditions or mechanical failures, make up the remaining 10%.

These findings highlight the unique challenges posed by rideshare driving. Rideshare drivers often face pressure to navigate unfamiliar routes quickly, monitor their app for new ride requests, and work long hours—all factors that can lead to unsafe driving practices. For passengers, these risks make it essential to understand their legal rights and options in the aftermath of an accident.

At Jimenez Law Firm, P.A., we leverage this data to build strong claims, focusing on the specific factors that caused your accident. Whether you were injured due to a distracted driver or another form of negligence, our experienced attorneys are here to ensure you receive the compensation you deserve. Contact us today to discuss your case and explore your legal options.

What Damages Can You Recover in a Rideshare Accident?

Victims of rideshare accidents may be entitled to compensation for:

• Medical Expenses: Covers hospital stays, surgeries, rehabilitation, and ongoing care.
• Lost Wages: Compensates for income lost due to inability to work during recovery.
• Pain and Suffering: Accounts for emotional distress and reduced quality of life.
• Property Damage: Reimbursement for vehicle repairs or replacement.
• Punitive Damages: In cases involving gross negligence, additional damages may be awarded.

How Does Uber/Lyft Insurance Work?

Uber and Lyft provide insurance coverage to protect both drivers and passengers during rideshare trips. However, the coverage varies depending on the driver’s status in the app at the time of the accident. Here’s a breakdown of how rideshare insurance works:

When the Rideshare App is Off

• Driver’s Personal Insurance: If the rideshare driver is not logged into the app at the time of the accident, Uber or Lyft insurance does not apply. The driver’s personal auto insurance is responsible for covering any damages or injuries.

When the Rideshare App is On, but No Ride Accepted

• Contingent Liability Coverage: Once the driver logs into the app but has not yet accepted a ride, Uber and Lyft provide contingent liability coverage, which acts as secondary insurance to the driver’s personal policy. This coverage includes:
  • Up to $50,000 per person for bodily injury
  • Up to $100,000 per accident for bodily injury
  • Up to $25,000 for property damage

When a Ride is Accepted or a Passenger is Onboard

• $1 Million Insurance Policy: When the driver has accepted a ride request or is actively transporting a passenger, Uber and Lyft provide a $1 million liability policy. This policy includes:
  • Third-Party Liability: Covers damages if the rideshare driver is at fault for the accident.
  • Uninsured/Underinsured Motorist Coverage: Protects passengers and drivers if the at-fault party lacks sufficient insurance.
  • Contingent Collision and Comprehensive Coverage: Covers damages to the driver’s vehicle if the driver has comprehensive and collision coverage on their personal policy. A deductible usually applies.

Special Cases

• Hit-and-Run Accidents: In cases where the at-fault driver flees the scene, Uber and Lyft’s uninsured motorist coverage may apply.
• Multi-Party Accidents: If more than one party shares responsibility for the accident, determining liability and which policy applies can be complex.

Understanding how rideshare insurance works is crucial for accident victims seeking compensation. Navigating these policies often involves dealing with multiple insurers, complex claims processes, and potential disputes over coverage.

At Jimenez Law Firm, P.A., we have the expertise to ensure you receive the full benefits of the insurance coverage available to you. Whether you’re a passenger, driver, or another motorist involved in a rideshare accident, we’ll handle the legal and insurance intricacies so you can focus on recovery.

Contact Our Jacksonville Uber and Lyft Accident Lawyers

If you or a loved one has been involved in an Uber or Lyft accident, the Jimenez Law Firm, P.A. is here to help. Our experienced attorneys will fight for your rights and work tirelessly to secure the compensation you deserve. Contact us now at (904) 559-5600 or fill out our online contact form for a free consultation.